Apply for an Instant Personal loan with Bajaj FinServ- Get the best interest rate
Fulfill all your diverse financial needs by applying for a loan with Bajaj FinServ. It’s collateral-free financing of up to15 Lakhs with easy repayment options. Be the requirement of the fund is to meet any type of expenses; planning a marriage, vacation, home renovation, or any medical emergencies, apply for Bajaj FinServ Personal loan. Apart from being multi-purpose in nature, it has a flexible loan tenure of up to 5 years.
The features of Bajaj FinServ Personal loan are almost the same as of Bank Personal loan. Read here in detail about its features.
High loan amount: The personal loan offered by Bajaj FinServ is up to Rs 15 Lakh. It’s a collateral-free loan.
Minimal Documentation: It requires minimal documentation which ensures ease of the application process. Must be having a valid KYC document and income proof.
Flexible tenure: At Bajaj FinServ, there is a flexible loan repayment tenure that ranges from 12 to 60 months. You can decide the desired tenure according to your repayment ability.
Pre-approved offers: If you are an existing customer, you can share your basic contact details and OTP to check your pre-approved personal loan offer
Contactless and Touchless process: Be it filling the loan application, uploading of scanned documents, or checking of Bajaj FinServ Personal loan status, all process is contactless and touchless. Sitting from the comfort of your home, you can easily deal with all your financial shortcomings.
The Eligibility criteria to apply for Bajaj FinServ Personal loan
· Must be a citizen of India
· The minimum age to apply for a Bajaj FinServ Personal loan is 25 years and the maximum is 65 years
· Must be having a good credit score of 750, or above
· Must be having a stable job and valid income proofs
Documents required
· PAN Card
· KYC Documents — Aadhaar, Driving License, Voter ID Card, etc.
· Recent photograph
Additional documents required for salaried individuals
· Form 16 or latest salary slips
· Bank account statements of previous 6 months
Documents for Self-Employed Individuals, Businessmen, and SMEs(Small and Medium Enterprises)
· Business Proof (Certificate of business existence)
· Business relevant financial documents (if annual turnover exceeds Rs. 1 crore)
· Bank account statements
· Certified copy of previous year’s income tax return (ITR)
We IndiaLends are one of the best digital lending platforms collaborated with top banks and NBFCs like Bajaj FinServ which offers low-interest personal loans best suited for your needs. If you are seeking a Bank Personal Loan, you can simply fill up an online loan application form after checking your Loan Eligibility. Moreover, you can use an online Personal Loan EMI calculator available on our website to calculate your affordability.
